Amar Bank Introduces Personal Finance Management Application “Senyumku”

Amar Bank introduces a personal finance manager application My Smile. This application utilizes the solution cloud new Google property launched last week.

My smile is designed to provide an easy and safe savings experience, by providing personalized information so that it acts as a reminder or personal financial advisor for each customer.

"[..] What distinguishes Smileku from other digital banks is the support of AI that uses intelligence in managing information so that it can encourage customers to increase their savings," said the President Director Amar Banks Vishal Tulsian in an official statement, Wednesday (1/7).

As a financial management application, this application has the feature of recording and managing customer financial information, in the form of cash, electronic money, or balances in bank accounts. Customers can enter entry and exit information manually, complete with category and transaction information.

Other supporting features that will be added include budgeting, fast loan, account online, automatic billing, and credit score to get a loan.

"Senyumku will be available in a full version with advanced AI technology that is more capable of enhancing financial advisory features, and enabling customers to access all banking transaction activities."

Currently My Smile is available in version Lite and can be downloaded on Google Play. To become a Smileku customer, all you have to do is register by entering your name, email address, and mobile number.

So far, My Smile can only be used for personal financial management, recording income and expenses from various things source of funds and investment deposits. To add another bank account and e-wallet, its nature as information in personal financial management. Not in the sense of being directly integrated with the institution.

Another financial management application released by the bank and quite successful in Indonesia is Jenius. Currently Jenius has developed a lot of features since it was first launched in 2016. The newest features are moneytory to help customers manage cash flow and recorded automatically from the main debit card.

Leveraging Google Cloud

Related cloud, Tulsian explained that Google Cloud offers solutions that support the company's IT infrastructure as a digital bank. Since the regional launch of Google Cloud in Jakarta, the company has used its technology for various business uses, such as product and feature launches, Big Data architecture, AI and Analytics, and others.

The company's collaboration with Google Cloud is supported by FIS Cloud and Infofabrica which allows the company to take advantage of data analytics and machine learning to provide a faster personalized customer experience.

The company takes advantage of Google Cloud solutions, starting from solutions cluster Kubernetes with Google Kubernetes Engine (GKE) which enables the company to manage and scale services more easily and cost-effectively. Next, Google Data Analytics and AI are the keys to providing a better customer experience.