Jenius Introduces Moneytory Features, Ambitious to Become a Complete Financial Solution

BTPN started to form Jenius not only as a realization of the digital bank vision, but also as an easy financial application for the public. They call it a solution "life finance". A number of features have been added since their first appearance, most recently they introduced the Moneytory feature. Features prepared to help the community digital savvy in managing cash flow they.

Management cash flow or recording expenses and income is done automatically through the application Jenius. The Moneytory feature will record the income and expenses of incoming and outgoing money transactions in the Active Balance and Main Debit Card. Then users can find out a summary of their financial condition.

Bank BTPN Digital Banking Head Irwan Tisnabudi explained, "In realizing a healthy financial condition, the basic thing that needs to be done is knowing cash flow which begins with financial records. Moneytory is here as personal financial management tool which helps users record expenses and income automatically through the Jenius application. We have developed this feature based on your input and feedback feedback from the process of co-creation and collaboration with the community digitally savvy Indonesia."

The genius and innovation of digital banking in Indonesia

Jenius is currently the spearhead of BTPN in terms of digital innovation. A number of features that have come up recently not only make users comfortable in terms of accessing banking services such as saving money, sending money, buying and selling foreign exchange, but also a number of other features that complement financial activities, such as Moneytory.

In Indonesia, digital banking services have become one of the hot topics to be discussed. Seeing how the digital industry in Indonesia in the last ten years is not impossible one day banks will compete in digital innovation. It is noted, apart from Jenius and DigiBank, names such as BRI and BCA have started to square off in working on their digital banks.

Last year BRI introduced BRIMobile which is claimed as their digital banking product. Through the application, people can open accounts and perform various other banking activities such as transfers and top ups. BCA also has the same plan. After acquiring PT Bank Royal Indonesia, they will soon enter the realm of digital banking. Planned this digital bank will be present in 2020. The newest digital bank is named Bank Digital BCA.

The digital bank competition in Indonesia is starting soon. Judging from a series of existing innovations, this digital bank is not only targeting the unbanked, but also people who love the convenience of banking but also crave security in their transactions.