Go-Jek Partner Welfare Program "Swadaya" Adds Mortgage, Umrah and Hajj Installment Services

Go-Jek inaugurated additional facilities for the "Swadaya" financial services program in the form of mortgage, umrah and hajj installment facilities for driver-partners. This service was born thanks to the collaboration between Go-Jek and three banks, namely BTN, Bank Permata Syariah and BNI Syariah.

To get a mortgage facility, partners can visit BTN. Meanwhile, for Hajj savings from Bank Permata Syariah and Umrah from BNI Syariah. At the initial stage, only partners located in the Greater Jakarta area can enjoy this facility.

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"Informal sector workers like our partners are often perceived as not bankable thus experiencing difficulties when accessing banking products. With this collaboration, partners have access to mortgage products, hajj and umrah savings that they previously couldn't get. This is also one of our forms of support to increase financial inclusion in Indonesia," said Go-Jek CEO Nadiem Makarim, Tuesday (9/5).

As for the requirements for partners who can get the three facilities, including long time joining Go-Jek, have a good track record and rating.

"Then, we will invite them to follow the filter process that has been adjusted by each bank."

For KPR facilities, partners who can apply are only those who have joined for at least one year with an average income of IDR 2,5 million to IDR 4 million per month. A house that can be applied for credit is a maximum of Rp. 141 million, covering an area of ​​60 m² up to 70 m² with type 26-31.

The facilities obtained include a 1% down payment with 5% interest per month and a tenor of 20 years. Regarding the amount of installments that must be borne by partners, it is IDR 42 thousand per day. As of May 2017, 972 partners have participated in the KPR program.

"We have offered 1.200 partners for mortgage facilities. There have been 972 people of whom have passed the BI checking, the rest are still in the process because there are obstacles in the process. track recordhim," explained the Director of BTN Handayani.

Meanwhile, for the Hajj savings facility. They can start saving at Permata Syariah Bank with funds of Rp. 15 to Rp. 30 per day for three to five years. It is claimed that there are currently 162 partners who have joined.

For Umrah savings, partners can pay in installments of IDR 25 thousand to IDR 35 thousand every day for two years. Currently there are 126 partners who have joined.