Understanding the Advantages of QRIS from Paydia as a Digital Payment Solution

Digitalization has expanded into various aspects of modern life, including payment methods. Digitalization brings about significant changes in payment methods, enabling financial transactions to be carried out electronically through various digital platforms and applications.

Gradually, Indonesian people have begun to abandon the method cash in transactions. This is proven by a study from VISA entitled Consumer Payment Attitudes 2018 which shows that 77% of Indonesian people tend to choose non-cash transactions rather than cash. People tend to prefer digital payments for several reasons.

Firstly, the ease and convenience offered by digital payment platforms allows them to carry out transactions anytime and anywhere, without the need to carry cash or physical cards. Additionally, digital payments are often faster and more efficient, saving time that can be used for other activities.

One method which is increasingly being used nowadays is QRIS. QRIS is an abbreviation for Quick Response Code Indonesian Standard, a payment standardization using the QR method queues from Bank Indonesia.

Many people like transactions with QRIS because it is relatively easy. To pay with QRIS, users only need to open the digital payment application, scan the QR queues, enter the payment amount, and confirm it. Payments are processed instantly, and users will receive proof of the transaction. Meanwhile, payments from QRIS will go directly to the connected account after the QR code is scanned. The latest balance and transaction process can be monitored via dashboards provided by the QRIS payment service provider.

Since the emergence of QRIS, people have increasingly liked this method because it is practical and efficient, so platforms that provide digital payment methods for businesses and individuals are competing to present QRIS as their newest service. One platform that is committed to providing the best digital payment services by adopting the QRIS method is Paydia.

Paydia is a product offered by PT Datacell Infomedia, with the main focus being to provide digital payment solutions that simplify all financial activities, both for personal and business needs. As an innovation in digital payments, Paydia is equipped with various comprehensive services such as e-money, disbursement, QRIS, and so on.

Paydia's QRIS has advantages that differentiate it from other similar services. However, what are these advantages? Check out the explanation below.

Provides access to dashboards Paydia Merchant

Paydia's QRIS service comes with access to dashboards Paydia Merchant which is very useful for users to monitor and check their business transactions easily. Through dashboards With this, users can quickly view transaction summaries, access complete transaction reports, and perform data analysis to gain valuable insights into their financial performance.

Thus, QRIS Paydia not only provides innovative digital payment solutions, but also provides powerful tools for business actors to manage and optimize their business more efficiently.

View transaction history online real-time

Paydia's QRIS provides advantages with the ability to view and monitor transaction history directly real-time, eliminating the need to wait for reconciliation time.

With this feature, users can quickly track every transaction that occurs and obtain accurate information regarding their business cash flow instantly. This enables users to make timely decisions and respond to changes more effectively.

Give settlement free

Paydia provides services settlement which is free for users after completing the QRIS registration process. Users don't need to worry about fees for withdrawing the money they have collected, because Paydia offers a free withdrawal process in accordance with the applicable terms and conditions.

In this way, users can comfortably and easily access accumulated funds without any additional fees that need to be taken into account, providing a more profitable and efficient transaction experience for QRIS users.

Providing QRIS for Paydia Merchants

Paydia provides security and ease of transactions for its users by providing QRIS for Paydia Merchants. The existence of QRIS allows customers to make payments quickly just by scanning the QR code provided, without the need to use cash or physical cards.

Apart from that, QRIS also increases the level of transaction security by using sophisticated encryption technology, so that users can carry out transactions with confidence that their financial information is safe.

Its security has been guaranteed by Bank Indonesia

Lastly, which is no less important, Paydia has strengthened its position by obtaining a national QR or QRIS No. payment operator permit. 22/425/DKSP/Srt/B which is officially registered with Bank Indonesia. With this permission, Paydia has emerged as a trustworthy choice, offering undeniable convenience, security and comfort to users.

The existence of this permit provides a guarantee that Paydia has complied with the standards and regulations set by the national payment authority, making it a reliable payment platform to meet various digital transaction needs safely and reliably.