Recognize Neobank's Advantageous Features for Business Players

Bank Neo Commerce is one of the banks in Indonesia that offers digital technology-based banking to the public through applications. This digital bank offers various features that benefit its users in the application neobank.

Want to find out more about the features and products of the Neobank application? Read this article to the end, OK?

Neobank Features and Products

Neo NOW Savings

With Neo NOW, you can start saving from any nominal value. The advantage of this savings product is the above-average interest of up to 6% per year.

In addition, the interest rate is liquid daily so you can see how much interest you get each day. Then, the interest will be directly transferred to your account.

Not only that, Neo NOW savings are free of admin fees, have no minimum initial balance, are free to deposit regardless of the nominal value, and are flexible to withdraw and save your money.

Neo WOW deposits

This program offers time deposits with an investment flavor. Then, Neo WOW deposits start from IDR 100.000 and also without admin fees.

However, Neo WOW deposits consist of several categories: 

Neo WOW Instant

• 7 days: 6,5% interest per year.
• 1 month: 7% interest per year.
• 3 month: 7,5% interest per year.

Neo WOW Extra

• 6 months: 7,75% interest per year and automatic return after maturity.
• 12 months: 8% interest per year and return at maturity.

Transfer Virtual Accounts

You like shopping? Or do you often shop for business needs? If so, this feature is specifically for you.

You can pay for groceries online using features virtual accounts in this application. All you need to do to enable this feature is by : 

• Select your preferred shopping app.
• Then, select the VA code or virtual accounts appropriate.
• Next, enter the code along with the nominal into the Transfer menu Virtual Accounts.

Neo Gold

You want to invest gold online? Then the Neobank app can grant your wish.

You only need to buy gold online through this feature with a minimum purchase of IDR 10.000. To get maximum profit, add gold every day and keep it for a long time. 

Cash withdrawal

This feature is very practical for you. Because, you don't need to find the nearest Neo Commerce Bank to withdraw funds. 

Withdraw money flexibly at the nearest convenience store, and you don't need to use a Bank Neo Commerce ATM card. You can withdraw money through the app and pick up the cash at the convenience store.

Neo Journal

With the Neo Journal feature, you can record all expenses and income. So you can track and manage your own finances more easily.

SavePay

What is the HematPay feature? Like the Transfer feature Virtual Accounts, HematPay is used in terms of payment. you just need copy-paste VA code and enter it in the HematPay menu.

Bill payment

Not inferior to other applications, you can pay credit bills, PLN, internet, BPJS, gas, and PDAM through the Neobank application, you know.

The method is really easy, just select the payment type icon, then pay the bill.

Invite Friends

Want to get profit for free? Invite your friends to use this application by using Neobank referral codes yours.

Here are the benefits you can get: 

• Reward IDR 15.000 for a friend who was invited to successfully create an account
• Reward IDR 15.000 for friends who are invited to open a minimum deposit of IDR 100.000 within 7 days of opening the account.

Free Transfers

You don't need to worry about transfer fees because with the Neobank application, transfers are free anywhere and can be done many times.

Instant Messenger

Finally, you can freely send messages and also money through the feature Message in the Neobank application. Guaranteed safe!

Those are 11 features and products in the Neobank application. This application can help record your business income and expenses, withdraw cash without using an ATM card, so that some of your business income can be saved in Neo WOW. If you want, try to check the recommendations other financial recorder applications to help your business.

Header Photo by Neo Commerce Bank