How to Apply for Capital Loans at Moka Capital for MSMEs

MokaPos besides being able to help you with cashier and administration matters. Moka also has a Moka Capital feature that allows you to borrow capital to expand your business more easily.

Moka Capital works with several capital providers, both fast loans and crowdfunding. Companies that are partners with Moka Capital already have permits and are supervised by the OJK so their transactions will be safe.

Profits of Moka Capital

• Practical

Applying for funding tends to be easier than applying to a conventional bank. This is because applying for funding through Moka Capital requires easy conditions. You do not need collateral and checking accounts to get funding.

• Trusted

All financial partners who are members of Moka Capital are trusted because the company is licensed and directly supervised by the OJK,

• According to the needs

Moka Capital has a product that can answer your business needs, you can choose how much capital you borrow and the tenor paid by the company. The maximum funding you can get from Moka Capital is IDR 2 billion.

How to Apply for Capital Funding at Moka Capital

• Log in to the Moka back office
• Click the Capital Menu (currently, the capital menu can only be accessed via a computer or laptop)
• Make sure you have prepared the documents required by each lender (partner funding company), by clicking learn more.
• Choose the Moka Capital Lender that matches your business profile, then start applying by clicking Loan Application
• Complete the registration form and upload the required documents from each Lender's provisions
• Please wait for confirmation from the Moka Capital team. The process may take up to 7 working days

Moka Capital Fund Submission Requirements

• Business owner of a brand registered with Moka. The first requirement is that you must be a Moka user to use Moka Capital.
• Have subscribed to the Moka app for at least 3 months
• Have a sales performance of at least 1 million per month. These requirements are not mandatory, you can apply for a capital loan, but if this is not met, your application may be rejected by Moka Capital's lenders. If your application is rejected, you can submit your application again after 3 months.