Know What is Digital Investment, along with Safe Options and Tips

The digital era makes it easier for us to do many things, one of which is investment, with digital investment. Investment is something that is recommended for those who have financial goals in the future, including business actors who want to raise capital to develop their business in the future.

If you are interested in starting digital investing, you can get information related to this investment, such as the options, advantages, disadvantages, and tips for safe investing online. online on this article. So, stay tuned!

What is Digital Investment?

Investment is an activity carried out to gain profit by investing or transacting in an instrument.

From the definition of investment, it can be concluded that digital investment or investment online is an investment activity to gain future profits which is carried out through platformonline.

Usually, online platform to make digital investments can be a site websites or application.

Advantages and Disadvantages of Digital Investment

Each type of investment certainly has its own advantages and disadvantages. Following are the advantages and disadvantages.

Advantages of Digital Investment

Compared to investment offline, investation online has several advantages, including:

• Saving time.
• Can start investing with small amount.
• The transaction process is easy because it can be done anywhere.
• Can be a long term savings.
• Easy to monitor.

Disadvantages of Digital Investment

Behind some of the advantages above, it turns out to be an investment online also has some disadvantages, such as:

• Vulnerable to fraud.
• Sometimes apps and system experience error.

Digital Investment Options

If you are interested in getting profits with digital investments, there are many types of digital investments that you can choose, such as gold investments, mutual funds, P2P lending, stock investments, and retail bonds.

Gold Investment

Since the first, gold has always been an item used for investment. How to invest with gold is to buy it when the buy price is down and sell it when the selling price is high.

Besides being easy, gold investment is also a type of investment online with low risk of loss. If interested, you can use some of the gold investment applications that have been previously discussed HERE.

Mutual Funds

Mutual Funds is a type of investment that allows you to invest in various securities capital market with small funds. You will also be accompanied by an investment manager so that the investment process is safer because mutual funds have low to high risks.

P2P lending

P2P lending is an investment in the form of funding which is generally given to MSME actors who apply for business capital loans. Then, as investor, later you will get profit from the profit sharing system for the MSME loan payment.

P2P lending is also a type of investment online which can be done with small funds.

Stock Investment

Stock is evidence that a person has a share of capital in a company. Usually the evidence is in the form of securities. By having the letter, you as an investor in a company are also considered as the owner of the company.

Bond

Bonds are debt securities that can be purchased and the buyer will benefit in the form of interest. In bonds, there is usually a due date for payment of debt and interest.

Safe Tips in Digital Investing

As mentioned above, there are some drawbacks to investing courses One of them is vulnerable to fraud. To reduce and minimize this risk as well as the risk of loss, here are some safe tips in digital investing that you need to know:

• Choose an application that is legal and monitored directly by OJK. To check what applications are monitored by OJK, you can access the OJK website HERE.
• Do not provide important data (KTP, Password, OTP, etc.) to others.
• Change PIN and password periodically.
• Use a secure mobile network. Do not use public WiFi as it is vulnerable to hacking.
• Understanding investment plans online.
• Choose the type of investment online exactly as needed.
• Understanding investment risks online.

That's information about digital investment, ranging from definitions, advantages, disadvantages, types, to tips for safe investing online. Although there are many benefits that you can get, make sure you think carefully before investing.

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