Cashlez vs Mokapos, Which is Right for Your Business?

Cashlez and Moka POS are two of the several providers online cashier app or point of sale existing in Indonesia. Both offer various services that make it easier for business actors to collect their business transactions.

Both Moka POS and Cashlez have differences both in terms of services and products. Even through a press release, Cashlez is not here to compete with other POS services but to maximize existing POS services.

Even so, both are still known by the public as two different products in the same market. So, which online cashier or POS application is right for your business? Follow the reviews.

Overview of Cashlez and Moka POS

Cashlez

Founded in 2015, Cashlez was originally a company focused on: payment via e-Wallet or other digital payments.

In 2018, Cashlez later participated in enlivening the online cashier application market in Indonesia by launching a service Point of Sale (POS) or online cashier application.

Apart from being a POS service provider, Cashlez has also developed other features such as: inventory management, transaction reports, up to cash flow.

Mocha POS

Moka POS was founded in 2014 by Haryanto Tanjo and Grady Laksmono. Moka itself is an abbreviation of Mobile Kasir.

In 2020, Moka POS was acquired by Gojek with a value of IDR 2,02 trillion. Until 2021, Moka admits that it has empowered thousands of small and medium enterprises in 37 cities in Indonesia.

Differences in terms of features and services

Cashlez

As an online cashier application or Mobile Point of Sales (POS), Cashlez has standard online cashier features. You can add products, categories, up to Universal Product Code.

Uniquely, Cashlez also has a manual cashier feature which is usually intended for ultra-micro businesses or products whose prices are adjusted to consumer demand. For example, uduk rice.

You can also record and collect data on consumers who have made transactions that can be used to conduct loyalty programs.

In the payment feature, you can also enter discounts and various payment methods either cash, e-wallet, credit card, debit card, or virtual accounts.

Cashlez also has a tax calculation feature if the product you are selling has an element of Value Added Tax (VAT). In addition, there are also features service charge to status rounds.

In addition to having a standard online cashier application, Cashlez embeds features: inventory management, transaction reportsand Cash flow. However, this feature can only be accessed if you subscribe.

Mocha POS

Unlike Cashlez, which you can use for free, Moka POS can only be used for free for 14 days. After that, you can use it again if you subscribe.

Due to limited access, Moka POS has more comprehensive features than Cashlez. In terms of features of an online cashier application, for example.

Moka POS has features shift which makes it easier for you to reconcile or match transaction data at the end shift with shifts previous.

Moka POS also has features split bills which is useful if your customers want to pay separately on one order.

Another feature that is no less important is the billing list. This feature is useful if you are implementing a pay later system.

In terms of the payment system, Moka POS also has various payment methods. Start EDC, cash, e-wallet, to credit cards.

Another additional feature, Moka POS is also embedded with management inventory, customer, desk, employee, and transaction reports.

Another interesting feature is that Moka POS has Moka POS Connect and Capital programs.

Moka POS connect is an integration service feature with various services in other fields. For example, you can connect Moka POS with the Jurnal.id accounting application.

Moka POS connect also has an API integration system that can be linked to your company's API. So that data processing can be done safely, real-timeand read.

Moka POS also has a program capital which gives you the opportunity to get funding from businesses financing. Like Modalku and Koinworks.

Payment Methods & Merchants

Cashlez

Because basically Cashlez is a payment aggregatorThis one cashier application has quite a variety of payment methods.

Standard payment methods such as cash, e-Wallet e-Money, contactless Visa and Mastercard, credit cards, Virtual Accounts, to bank installments.

Even Cashlez also provides payments Cashlez link which can be used for transaction needs online.

For merchant discount rate (MDR) Cashlez, you can check here.

Mocha POS

Similar to Cashlez, Moka POS also has quite a variety of payment options ranging from cash, e-wallet, to the EDC feature or Electronic Data Capture.

Differences from the Hardware Product Side

Cashlez

There are three hardware products owned by Cashlez, namely CashlezOne, Cashlez reader with printer, and Cashlez reader without printer.

CashlezOne is a device smartphone which is already connected to the card reader system and printer in one device. This tool is priced at IDR 3.800.000.

Then there is the Cashlez reader printer, which is a card reader with receipt printing that can be connected to a card reader smartphone you via Bluetooth.

Then there is a non-printer Cashlez reader which has the same function but cannot print receipts.

Mocha POS

Slightly different from Cashlez, Moka POS has various features hardware which you can buy. Starting from tablets, printer, barcode scanner, receipt printers, to cashier drawers.

Each piece of hardware is priced from IDR 550.000 to IDR 7.000.000. You can also buy stand for a tablet that is priced at IDR 200.000

Subscription Price Difference

Cashlez

Cashlez is basically an online cashier app freemium i.e. you can use it for free but need a subscription to access the full features.

Cashlez's subscription scheme is 1 month, 3 months, up to 6 months with the following details: For a one month package, the subscription price is IDR 25.000. Meanwhile, the 3-month package is Rp. 67.500, and the 6-month package is Rp. 120.000.

Mocha POS

Unlike Cashlez, Moka POS has a subscription price that is much higher than Cashlez, which is IDR 299 thousand per month per outlet.

Even with a subscription you can access customer service or CRM features, access to capital loans, to access to GoStore services.

Conclusion

In terms of price, Cashlez is more affordable than Moka POS. However, in terms of features, Moka POS has a more professional function.

Therefore, for those of you who have a micro, ultra micro business, or just starting a business, Cashlez can be the right choice.

Meanwhile, Moka POS can be used by businesses that have more complex product and consumer diversification and greater business value.

However, they do not limit certain business classes. It all comes back to your business needs and capabilities.