Steps to Conduct QRIS Transactions for Sellers via the Paydia Platform

Nowadays, the use of digital payments is increasingly rampant. One example of the method in Indonesia, namely the Quick Response Code Indonesian Standard or QRIS. QRIS is a QR code standard used in Indonesia to facilitate electronic payment transactions using QR codes.

Although QRIS offers many benefits, using QRIS for transactions for sellers can also be a challenge. One of the problems faced is the registration process and QRIS integration with their payment system. However, with technological advances and support from reliable QRIS service providers, this challenge can be overcome more easily. An example of a partner who is committed to answering this challenge is Paydia which was developed by PT Datacell Infomedia.

Paydia is here as a solution for sellers who want to utilize QRIS in their business. Paydia provides efficient and fast QRIS services, both for sellers and buyers or customers. By using Paydia, sellers can easily register and integrate QRIS into their payment system, while customers can enjoy the convenience of making digital payments.

QRIS services at Paydia consist of two types, namely static and dynamic QRIS.

What is static and dynamic QRIS? How does it work?

Read the full explanation below.

Get to know static QRIS

Static QRIS is QR queues which are given to business owners or traders in the form of stickers or pamphlets. Customers can make payments by scanning the QR code using a digital payment application, and then entering the purchase amount according to their order.

The advantage of static QRIS is that the QR code is fixed, so it doesn't need to be updated when information changes. This static QRIS can be printed or pasted in a location that is easily seen by customers, making it easier for them to make payments. This type of QRIS is suitable for businesses with a fixed physical location, such as shops, stalls or cafes.

Get to know dynamic QRIS

Dynamic QRIS is a type of QR queues which is created automatically when a transaction is made, and adapts the form of the code according to the details of the transaction that occurs. In contrast to static QRIS which requires customers to enter the purchase amount manually, dynamic QRIS automatically displays the amount of payment that must be made.

Commonly used in transactions E-commerce or online, QRIS dynamically generates a different QR code for each purchase transaction through the platform online as marketplaces, websites, or application. The QR code is single use and cannot be reused after the transaction is complete.

In dynamic QRIS, transaction information such as payment amount and recipient bank account details are encoded in a unique QR code for each transaction. Thus, digital payment applications that support QRIS can easily read and process payments just by using smartphone customer.

Steps to perform static QRIS transactions on Paydia for sellers

To be able to receive payments using static QRIS, the seller must first be registered as merchant at QRIS. After being registered as merchants, sellers can register for static QRIS in the following way:

• Please access the website id/merchant
• Click “Register here” and complete the registration form with your personal information.
• Verify via email and agree to the applicable terms & conditions.
• After verification is complete, you will automatically get QRIS.
• QRIS can be printed using stickers or pamphlets. Paste the printed QRIS in an easily accessible place at the business location offline
• When customers want to make a payment using a static QRIS, they only need to scan the QR queues that has been printed, enter the payment amount, confirm the pin, and complete the transaction.
• You will get a notification that the payment has been successfully made and the money has been received. However, just in case, make sure the customer shows proof of the transaction listed below Smartphone

Steps to perform dynamic QRIS transactions on Paydia for sellers

One of the advantages of registering for QRIS at Paydia is that users will simultaneously get static and dynamic QRIS. When you successfully register QRIS as merchants, users have access to dashboards QRIS Paydia. Through dashboards In this way, users can create dynamic QRIS. How to? Check out the tutorial below.

• VISIT dashboards QRIS in your Paydia account.
• Click “Show QR” in the top right corner.
• Click “Create QR”.
• Enter the payment amount.
• Click “Generate QR”.
• Direct customers to scan the QR code displayed on the screen.
• After scanning, the QRIS application is activated smartphone The customer will immediately display the amount that must be paid. Customers only need to make transactions and confirm payments.
• You will receive a notification that the payment has been successful and the funds have been received. However, as a fraud prevention measure, make sure customers show proof of transactions recorded on smartphone.

Through the Paydia platform, sellers can easily access static and dynamic QRIS services to facilitate digital payments for their customers. With a clear registration process, users can take advantage of these two types of QRIS to increase the efficiency and security of their transactions. Thus, Paydia provides a practical and effective solution for sellers who want to utilize QRIS technology in their business operations.