Tokopedia Launches Fixed Income Mutual Fund Investment Product

Tokopedia has officially launched a Fixed Income Mutual Fund (RDPT) investment product. Platforms marketplace The company collaborates with PT Manulife Aset Manajemen Indonesia (MAMI) for conventional products and PT Bahama TCW Investment Management for sharia products.

Previously, Tokopedia had provided Money Market Mutual Funds (RDPU) which consists of 100% money market instruments. Tokopedia cooperates with PT Syailendra Capital for conventional products and PT Mandiri Manajemen Investasi for sharia products.

Based on monitoring DailySocial.id In the Tokopedia application, it will also soon present Equity Mutual Fund products. Meanwhile, Tokopedia is supported by Bareksa as a Mutual Fund Selling Agent (APERD) which has been registered and supervised by the Financial Services Authority (OJK).

"Since its arrival in May to June 2022, we have seen RDPT transactions increase in a number of areas, such as Greater Jakarta, Surabaya, Bandung, Yogyakarta and Cirebon. We will continue to collaborate with strategic partners to encourage domestic financial inclusion," said the Head of Investment and Insurance Tokopedia Ruth Afrita in her official statement.

In addition, he continued, the public can choose an investment instrument that suits the increasing number of options on Tokopedia. People can recognize investment risk profiles and build discipline to invest every month.

Based on company data, the number of Tokopedia users Mutual Fund increased almost 1,5 times in June 2022 compared to the same period the previous year. With this achievement, the company sees an increase in public interest in digital investment instruments.

"With more than 25 years of experience and having a wide diversification of investment product portfolios, we welcome the strategic partnership with Tokopedia to expand the distribution of investment products and respond to the high interest in Indonesia's investment in various securities and financial market instruments through digital channels," added the Director of Bahana TCW. Investment Management Danica Adhitama.

Mutual fund market

For information, RDPT is a type of mutual fund that allocates a minimum fund management of 80% in bonds. RDPT is considered suitable for investors who have short-medium-term investment goals with an optimal investment period of 1-3 years.

In addition, the risk level is relatively low-medium and suitable for investors who have a risk profile with moderate tolerance. Meanwhile, RDPU is considered to be the right investment instrument for novice investors who have short-term goals because they have a low level of risk.

The Indonesian Central Securities Depository (KSEI) noted: number of mutual fund investors in Indonesia as of May 2022 it reached 8,18 million, an increase of 19,47% compared to the period at the end of 2021 which amounted to 6,84 million investors.

In addition to Tokopedia, platforms marketplace Another one that offers mutual fund investment products is Bukalapak. This product is available through the BMoney application, which was launched by Bukalapak through its subsidiary PT Open Joint Investment (BIB), together with PT Ashmore Asset Management Indonesia Tbk.

For your information, Ashmore acquired 20% of Buka Investasi Bersama's shares in 2020. The company seeks to target the underserved and MSMEs as reflected in the majority of Bukalapak users. Meanwhile, Open Joint Investment has obtained an APERD permit which is registered and supervised by the OJK.