"Business Seeds" Service to Facilitate Companies Investing Assets in Mutual Funds

After "Premium Seeds", platforms wealthtech Seeds have introduced a new feature called "Business Seeds". As the name implies, this feature is intended for business owners and companies who want to optimize their 'idle' funds through mutual fund investment.

In its official statement, Seed Business is said to be an asset diversification option for business owners and companies, incl founder startups, through products mutual funds from a wide selection of investment managers in Indonesia. The goal is to optimize idle funds and maximize return they.

According to Co-Founder & CEO of Bibit Sigit Kouwagam, this new service is here to answer situations that are often encountered by business owners. "When the company's assets are growing, many feel confused because they cannot optimize idling cash. On the other hand, we don't want to take risks with the company's money," said Sigit.

Seedlings claim companies or business owners can reap return up to 3%-7% of idle funds invested in mutual funds. Business owners can invest without a minimum placement fund, transaction fees and administration fees. Moreover, they can withdraw funds without any penalty fees.

"The Business Seeds feature can be used by business owners in managing company funds effectively to maximize return, but also maintaining liquidity and risk," he added.

Based on monitoring DailySocial.id, the Business Seeds feature has appeared in the application which is located on the user's Profile page.

Furthermore, Seed users who already have a personal account can use this feature. To do this, click 'toggle' for Switch to their business account. It is hoped that this method will make it easier for users to monitor personal and business investment portfolios online real-time.

There is also a Multi Level Access feature that allows business owners to manage who has access to the investment portfolio. This access is divided into four categories, namely Owner, Super Admin, Checker, and Maker, which can be adjusted according to the needs and authority of the company.

Mutual fund investment

So far, no similar features have been presented by the platform wealthtech in Indonesia. The Business Seeds feature can be the first step to find out what business owners are interested in investing in idling cash through mutual funds.

Among individual investors, mutual funds are widely chosen as investment products because the risk is considered lower than other instruments. In addition, mutual funds can also be invested with minimal capital. Likewise with deposits that are said to have low risk.

As for company assets, usually a lot is allocated for investment in other instruments, either deposits (low risk) or investing in other business units directly or through venture units owned.

Meanwhile, other investment options such as stocks and bonds require caution. To quote a source, companies need to analyze their risk profile by paying attention to assets, liabilities, capital, to operational activities if they want to invest their idle funds through stocks or bonds.