List of Official and Trusted Online Loan Applications

Nowadays, urgent needs often come unexpectedly. To meet these needs, many people are now turning to online loan applications. The application offers a fast and easy process. However, it is important to choose an official and trusted platform to avoid the risk of fraud. The following is a list of official online loan applications in Indonesia:

Online loans (pinjol) are an alternative financial solution that is widely used by Indonesian people. However, keep in mind that not all loans are legal and registered with the Financial Services Authority (OJK). Illegal borrowing can harm society, both financially and psychologically.

The following is a list of official OJK loan applications as of September 2023:

1. Danamas

DanaMas is one of the pioneers of online loans in Indonesia. Danamas offers cash loans with a tenor of 14-90 days. DanaMas loan interest rates start from 14% per month.

2. Investree

Investree is a peer-to-peer lending platform that connects lenders with borrowers. Investree offers business capital loans with a term of 1-12 months. Investree loan interest rates start from 12% per year.

3. Amartha

Amartha is a peer-to-peer lending platform that focuses on empowering women micro-entrepreneurs. Amartha offers business capital loans with a term of 6-12 months. Amartha loan interest rates start from 12% per year.

4. Flash Wallet

Dompet Kilat is an online loan that offers cash loans with a tenor of 7-30 days. Dompet Kilat loan interest rates start from 14% per month.

5. Boost

Boost is an online loan that offers cash loans with a tenor of 14-90 days. Boost loan interest rates start from 14% per month.

6. Capital Store

Toko Modal is an online loan that offers business capital loans with a term of 1-12 months. Toko Modal loan interest rates start from 12% per year.

7. My capital

Modalku is a peer-to-peer lending platform that connects lenders with borrowers. Modalku offers business capital loans with a term of 1-12 months. Modalku loan interest rates start from 12% per year.

8. KTA Express

KTA Kilat is an online loan that offers cash loans with a tenor of 14-90 days. KTA Kilat loan interest rates start from 14% per month.

9. Kredivo

Kredivo is a digital credit platform that offers cash loans and shopping credit. Kredivo offers cash loans with a term of 30-300 days. Loan interest rates Kredivo starting from 2,95% per month.

10. MoneyMe

UangMe is an online loan that offers cash loans with a tenor of 7-30 days. UangMe loan interest rates start from 14% per month.

11. Adakami

AdaKami is an online loan that offers cash loans with a tenor of 7-30 days. AdaKami loan interest rates start from 14% per month.

12. Shopee Borrow

Shopee Pinjam is an online loan offered by the Shopee e-commerce platform. Shopee Pinjam offers cash loans with a tenor of 7-30 days. Shopee Pinjam loan interest rates start from 14% per month.

13. Tokopedia PayLater

Tokopedia PayLater is an online loan offered by the Tokopedia e-commerce platform. Tokopedia PayLater offers cash loans with a term of 30-300 days. Tokopedia PayLater loan interest rates start from 2,95% per month.

14. Indodana

Indodana is an online loan that offers cash loans and shopping credit. Indodana offers cash loans with a tenor of 14-90 days. Indodana loan interest rates start from 14% per month.

15. DanaBijak

DanaBijak is a peer-to-peer lending platform that connects lenders with borrowers. DanaBijak offers business capital loans with a term of 1-12 months. Loan interest rates DanaBijak starting from 12% per year.

16. Danafix

Danafix is ​​an online loan that offers cash loans with a tenor of 7-30 days. Danafix loan interest rates start from 14% per month.

17. Let's borrow

Pinjam Yuk is an online loan that offers cash loans with a tenor of 7-30 days. Pinjam Yuk loan interest rates start from 14% per month.

18. Smart Credit

Kredit Pintar is an online loan that offers cash loans with a tenor of 7-30 days. Smart Credit loan interest rates start from 14% per month.

19. Akulaku

Akulaku is a digital credit platform that offers cash loans and shopping credit. Akulaku offers cash loans with a term of 30-300 days. Loan interest rates Akulaku starting from 2,95% per month.

20. Sharia Funds

Dana Syariah is an online loan that offers cash loans with a tenor of 7-30 days. Dana Syariah loan interest rates start from 14% per month.

Conclusion

Make sure to always check the legal status of the loan you want to apply for. You can check the official OJK loan list on the OJK website or the OJK Fintech application.

Apart from that, before applying for a loan, there are several things you need to consider, including:

• Interest rates and fees
• Loan tenor
• Terms and Conditions

Make sure you understand all this information before applying for a loan.

Online loans can be a practical solution when you need urgent funds. However, always make sure that you choose an official and trusted platform. Check permission from the OJK and read reviews from other users before deciding to apply for a loan. Remember, always prioritize data security and make sure you understand all the terms and conditions before applying for a loan.

(Note: The list above is an example and not a recommendation may not reflect the latest or most accurate list of online loan applications in Indonesia. Always do your own research before applying for a loan.)