The Best Mutual Fund Recommendation 2022, the Right Choice for Beginners

You want to start mutual fund investment but confused about which product is the best? Don't worry, we have summarized the recommendations for the best mutual fund products in Indonesia from several marketplace

However, you also have to equip yourself to calculate return which you can. This is so that you can determine the benefits of the mutual fund product you have chosen. Here's how.

How to Calculate Mutual Fund Profits

To count return What you will get, you can see the following 3 aspects for consideration.

1. See the type of mutual fund. Each type of mutual fund has a level of risk and return different. Certain types of mutual funds will affect return obtained. For example, equity mutual funds tend to have return higher than money market mutual funds.
2. Determine the composition of securities in mutual funds. From the type of mutual fund, you also have to determine the promising effect. For example, in an equity mutual fund, there are many stock options. Stocks with good fundamentals will certainly give return which is good too.
3. Fees charged. In addition to the price, investors are also sometimes charged with additional costs such as selling fees, purchase fees, fund management service fees, etc. This cost is uncertain because it depends on each product.
4. Mutual fund performance. This is the most important factor to determine profit. In the performance of mutual funds, there is usually a percentage return and the amount of funds under management of the product. Make sure you choose a mutual fund product with return stable from year to year, at least in the last five years.

The Best Money Market Mutual Fund Seed Version

There is no such thing as the best mutual fund product, because each product is tailored to the objectives and risk profile of investors. Therefore, the best mutual fund recommendations will be classified according to their type.

Through Branding With a strong presence, Bibit has succeeded in encouraging young people to invest and is considered the best mutual fund application today. Seeds have features robo-advisor to provide product recommendations in accordance with investor risk. The following is a list of the best money market mutual funds for 2021, according to Seed's version.

1. Sucorinvest Sharia Market Money Fund. Has a total managed fund of IDR 792 billion with an average of return 6,84% annually. The minimum purchase is IDR 100.000.
2. Sucorinvest Money Market Fund. Has a total managed fund of IDR 8,9 trillion with an average of return 6,77% annually. The minimum purchase is IDR 100.000.
3. Mutual Fund Mega Fund Cash. Has a total managed fund of IDR 300 billion with an average of return 6,65% annually. The minimum purchase is IDR 100.000.

The Best Fixed Income Mutual Fund Version Bareksa

Bareksa is one of the best mutual fund applications currently established since 2013. With hundreds of products, you can freely choose the mutual fund product you want. The following is a list of the best fixed income mutual funds for 2021 according to Bareksa's version.

1. Syailendra Premium Fixed Income. This product has a managed fund of Rp 456 billion. Temporary return obtained is 6,66% per year and 32,76% per 3 years.
2. Fixed Fund TRIM 2. This product has a managed fund of Rp 279 billion. Temporary return obtained is 5,60% per year and 23,21% per 3 years.
3. Sucorinvest Dana Bond Fund. This product has a managed fund of Rp 779 billion. Temporary return obtained is 4,52% per year and 39,60% per 3 years.

Tanamduit's Best Equity Mutual Fund

Tanamduit is also the best mutual fund application today. Having the same target market as Bibit, namely young people, Tanamduit has features One View Portfolio to compare the performance of 3 mutual fund products at once before buying them.

The following is Tanamduit's version of the best stock mutual funds for 2021.

1. Sucorinvest Sharia Equity Fund. Has a total managed fund of IDR 665 billion with an average of return per year by 83,69 percent. Minimum purchase IDR 100.000.
2. Sucorinvest Maxi Fund. Has a total managed fund of IDR 260 billion with an average of return per year by 68,82 percent. Minimum purchase IDR 100.000.
3. Sucorinvest Equity Fund. Has a total managed fund of IDR 2 trillion with an average of return per year by 52,79 percent. Minimum purchase IDR 100.000.
4. Manulife Stocks Mainstay. Has a total managed fund of Rp 3,13 trillion with an average of return per year by 36,39 percent. Minimum purchase IDR 100.000.
5. Estpring Investments Value Discovery. Has a total managed fund of Rp 2,97 trillion with an average of return per year by 21,25 percent. Minimum purchase IDR 10.000.

That was a list of the best mutual fund product recommendations from various marketplace There is one secret you need to know, that sharia mutual funds also quite promising. Surely you will also find one of the sharia products on the list.

Now, it's your turn to start investing so you can make money fast!

Image source headers: Freepik