The Easy Way to Apply for Shopee Loans, Easy and Fast!

Currently, Shopee has provided SPinjam services for loyal Shopee users. In fact, you may be able to apply for a loan of up to IDR 12 million. This is Shopee's effort to increase commitment in providing the best service to Shopee users.

If you don't know how, here DailySocial.id explains more clearly about SPinjam!

Get to know the SPinjam Service

Shopee Pinjam or SPinjam is a Shopee product that offers cash loans to Shopee users. This service can help Shopee Friends when you really need it. Shopee SPInjam gives you a down payment with a low interest rate of 1,95% per month.

The payment is also very easy, namely in installments of 3-12 months. If Shopee users are wondering whether Shopee Pinjam is safe, don't worry because this service is provided by PT Lentera Dana Nusantara.

Of course, PT Lentera Dana Nusantara is also registered with the tax authority (OJK) and is directly supervised. So you don't need to worry about safe Shopee Borrowing.

The difference between SPinjam and SPayLater

Maybe you're wondering how to borrow money from Shopee PayLater? Considering that the Shopee PayLater or SPayLater service makes it easy for Shopee Friends to make payments for Shopee purchases.

There is a big difference between SPayLater and SPinjam, you know! You can only use SPayLater for Shopee purchases, while SPinjam gives money cash to use for anything.

This SPinjam cash loan comes to your account with a payback period of 3, 6, a maximum of 12 months and with low interest. With SPinjam, Shopee users can meet various needs or can also be used as an emergency fund.

How to borrow money at SPinjam is very safe and easy to do. Apart from that, you can also enjoy various benefits from Shopee Borrow!

• The activation & verification process is fast, making it easier for you to get instant funds.
• Lighter loans with installments of 3, 6, up to 12 months.
• Loan interest starts from 1.95%.
• 30% discount on installment fees.

How to Borrow Money at Shopee?

Here's how to activate Shopee Borrow. Don't miss it, yes, the steps!

1. Open the Shopee application on your cellphone.
2. Click the My tab, then select Borrow.
3. Click Activate Now.
4. Enter the verification code (OTP), then click Continue.
5. Fill in the personal data according to the KTP of the Shopee application account owner.
6. Upload a photo ID and photo Selfie face.
7. When it's finished, you just need to wait for the submission process.

Shopee friends don't need to worry if you have questions regarding KTP verification. Is KTP verification at Shopee safe? The answer is yes, because Shopee will store your personal data safely with special and limited access.

Terms of Borrowing Money at SPinjam

Now, borrowing money at Shopee isn't complicated, you know! Come on, pay attention to the following 2 conditions for borrowing money at SPinjam:

• Activate ShopeePay.
• Not late paying SPayLater and SPinjam.

That's a variety of information about how to borrow money at SPinjam easily and quickly. Not only providing various kinds of products for daily needs, Shopee is also here to make it easier for all its loyal users.

You also don't need to worry about whether SPinjam Shopee is safe because this service is directly supervised by the Financial Services Authority (OJK).