3 Reasons for Millennials to Buy a Home Now

Having a comfortable home is certainly everyone's dream, including the millennials. However, the high price of a house makes most people think twice, or even many times, to own a house. There are even some people who choose to keep renting or renting a house, even though they already have a family.

According to research conducted by Rumah123.com, in 2020 only 5% of the population millennials who can afford a house. The remaining 95% are threatened not to be able to have a place to live. This is certainly a concern for many people, especially the millennials born 1981-1994.

To overcome this, the plan to own a house can be started at a young age. When you are young and productive, you can certainly do various things to earn an income. Because the energy that is owned is also still large. There are many advantages that will be felt if you own a house when you are young. Through the following article, we will describe 3 advantages if you buy a house right now.

1. Promising Investment

Assets in the form of property, including houses, tend to increase in selling value every year. Especially if the environment around the house is getting crowded. In just 10 years, the house that you buy today may have a selling value several times higher than the price when you bought it. Because, the house is a basic need for many people.

Investment in property, including houses, is certainly very promising. Especially if you use the house to earn income. For example, by renting out the house to someone else, or perhaps running a business in the house. That way, you can use the funds obtained from business profits, or from the tenant of the house to pay the monthly mortgage.

2. Avoid Rising House Prices

As explained in the previous point, every year the selling price of property tends to increase. When you keep procrastinating and waiting to buy a house, it's the same as allowing the price of your dream home to become more and more expensive. Saving continuously until you can buy a house in cash is also very difficult to do. The best solution is to take advantage of the installment facility. By starting to buy and repay the house from now on, you can prepare yourself more thoroughly.

If you already have enough funds, at least to pay a down payment, then hurry to buy a house in installments or apply for a KPR (House Ownership Credit) / KPA (Apartment Ownership Credit) to Bank BTN. Especially if you are planning to start a family. With a house to live in, of course you will feel calmer, because one of the basic needs in your life and that of your family has been met.

3. Motivate Yourself to Work Hard

Because the price is very expensive, it is very rare for people to be able to buy a house directly and in cash. For some people, buying a house with a large down payment may feel like a burden. Moreover, then have to pay in installments over a long period of time. But if you have a positive mind, then this should be a motivation for yourself to work harder and earn more. So the installments will feel lighter.

One way that is usually done is by taking advantage of the KPR program, one of which is from Bank BTN. You can also visit the site btnproperti.co.id to find available houses and their locations, find out the procedure for applying for a mortgage, or even directly apply for a mortgage directly online.

Bank BTN has long been known and has been at the forefront of providing mortgages for the people of Indonesia. Even the term KPR-BTN seems to be a unit that is quite familiar to the ears of the public. Bank BTN is also aware that the development of digital technology is currently growing rapidly. Thus, technology also needs to be used in the housing and mortgage sectors.

Therefore, Bank BTN held a BTN MortgTech. The BTN MortgTech event is a forum for millennials, especially IT Developers to channel unique and interesting ideas in making technological products that can be utilized in the field of technology. mortgage technology, aka technology that supports home ownership.

Disclosure: This article is sponsored content supported by Bank BTN.