Get to know Fazpass Seamless Authentication as a Modern Authentication Solution

Threat cyber which is always developing makes trust in One-Time Password (OTP) traditional for online account security is starting to be questioned. OTP is starting to be seen as no longer providing solid protection. So other protections such as: Passwordless Authentication. Passwordless Authentication, which is also known as Seamless Authentication, offering a more secure and user-friendly authentication method.

Discover the transformational potential of passwordless authentication, like Fazpass Seamless, and let's unlock the future of authentication together!

Are you sure the OTP alone is enough?

Although One-Time Passwords (OTPs) being a valuable security measure, in certain situations, additional security measures may be necessary. Here are some reasons why OTP alone may not be enough:

• Serangan Phishing: OTPs are vulnerable to phishing attacks where attackers manipulate individuals into revealing their OTPs. If a user accidentally provides an OTP to a malicious website or phishing email, the security of the OTP is compromised.
• SIM Swap: In a SIM swap attack, an attacker takes control of a user's phone number by convincing the telecommunications provider to transfer the number to a new SIM card. Once in control of a phone number, an attacker can intercept the OTP sent via SMS, defeating the purpose of two-factor authentication.
• Serangan Man-in-the-Middle: Man-in-the-middle (MitM) attackers can intercept OTPs during communications between users and services. This occurs if the communication channel is compromised, and an attacker can read or modify the message containing the OTP.
• Device Theft or Loss: If a user's device is stolen or lost, an attacker can gain access to stored OTPs or intercept OTPs sent to the device.
• Malware: Malicious software on a user's device can capture OTPs, even if they are generated locally on the device. Malware can compromise OTP security by gaining access to the generation process.
• Timeliness: OTP is timeliness; if not used within a certain period of time, it becomes invalid. This can pose challenges, especially when delays or interruptions occur.

Many systems are moving to passwordless authentication to improve security measures towards stronger multi-factor authentication systems. This eliminates reliance on traditional one-time passwords and adds a layer of protection against attackers trying to compromise user accounts.

Get to know what passwordless authentication is

Passwordless authentication, often referred to as Seamless Authentication, represents a revolutionary paradigm shift in the way users access their digital accounts without traditional passwords. This innovative approach aims to improve security, user experience and overall convenience in the ever-evolving landscape of online interactions.

Benefits of Passwordless Authentication

Passwords may have been a cornerstone in the world of authentication for years, but users are becoming increasingly wary. Passwordless authentication, especially Fazpass Seamless, has a variety of benefits, including:

• Increasing Security Easier: One of the critical advantages of passwordless authentication is its ability to provide a seamless user experience. Due to lost passwords, restricted accounts, or the need to reset passwords, traditional password-based systems often cause delays and aggravation.
• Stronger Fraud Prevention: Phishing is a common type of fraud that involves tricking individuals into giving away personal information such as passwords. Passwordless authentication eliminate risk Phishing because the user did not log in using a password. Instead, they use methods that are difficult to fake, such as biometrics or one-time codes.
• Simplifying Authentication Automation: With passwordless authentication, users can use faster authentication methods, such as biometrics, without requiring complex password reminders. This can help optimize the automation of the authentication process even while the user is sleeping.
• Biometric Identification for Enhanced Security: Biometric identification, such as fingerprint and facial recognition, provides a higher level of security than traditional passwords. Biometric traits are unique and difficult to spoof, reducing the risk of unauthorized access.
• Instant Authentication with Magic Links: The ease of instant authentication via Magic Links is one of the important advantages of passwordless authentication. Magic Links allows users to quickly access their accounts via a secure link sent via email or text message. This eliminates the need to memorize passwords.
• Security Multilayer: Security multilayer is the advantage of passwordless authentication because it combines several factors, such as biometrics, device recognition and one-time codes. This approach improves security by requiring attackers to break multiple barriers.

OTP vs. Seamless: What's the Difference?

One-time passwords (OTP) and Seamless Authentication both offer secure access. But which one is better? Let's compare and help you decide on your digital security.

Security

• OTP: Although it offers an additional layer of security compared to traditional passwords, OTP is vulnerable to phishing attacks, SIM swapping, and eavesdropping during transmission.
• Seamless: This approach eliminates the risks associated with OTP by using advanced fraud prevention, biometric identification, and compliance with FIDO Alliance standards, providing a robust and secure user experience.

Verification Level

• OTP: OTP verification rates can be inconsistent, with up to 40% of SMS OTPs remaining unverified.
• Seamless: With a verification rate that reaches 97%, Seamless Authentication ensures a reliable and efficient login process, minimizing the possibility of annoying verification failures.

User Ease

• OTP: Users often find entering an OTP more convenient but time consuming, contributing to a less than ideal user experience.
• Seamless: With a 93% user satisfaction rate, Seamless Authentication eliminates the need for complex codes and passwords, offering an easy and user-friendly login experience.

Cost Efficiency

• OTP: Traditional OTPs can incur significant costs, especially with SMS OTPs costing IDR 500 on average and WA OTPs costing IDR 400 per message.
• Seamless: Fazpass Seamless introduces a cost-efficient model, enabling businesses to reduce OTP fees by up to 70%, paying only per Monthly Active User (MAU) with one rate for all countries.

Speed ​​and Reliability

• OTP: Delivery issues, lack of delivery status for SMS OTP, and suboptimal user experience with WA OTP lead to slower and problematic authentication.
• Seamless: With a fast, reliable and user-friendly authentication process, Sseamless Authentication ensuring a seamless login experience across multiple platforms, including Android, iPhone, and Microsoft.

Seamless Fazpass: An Easy Way to Increase Security

It is time to end the era of difficulties and account risks arising from protection One-Time Password (OTP) is limited. Welcome Fazpass Seamless Authentication, the perfect passwordless solution for trouble-free and secure user authentication. With Fazpass Seamless, say goodbye to obstacles and enjoy leading security and a seamless user experience.

Unlike OTP, Fazpass Seamless Authentication offers a frictionless user experience without compromising security. With multiple layers of protection and secure processes, you can trust that your data and users' personal information is protected from cyber threats.

Fazpass Seamless Authentication offers a more convenient user experience and strengthens your digital environment against account takeover, payment fraud, and social engineering attacks. It adapts to ever-evolving threats, ensuring your digital assets are always protected.

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Disclaimer: This article was developed by the Fazpass team